Vrinda patel

Money and Tax

MSME Registration for Freelancers, Consultants and Agency Owners

You don’t need a factory to be an MSME. Freelancers, solo consultants and agency owners can register on Udyam for free, and the biggest win is protection against clients who pay late. Who can register, the limits, and the steps.

Money and Tax

EDF for Service Exporters: What Individuals and Firms Should Do Now

RBI has said individuals are not covered by the new EDF rule. Partnership firms, LLPs and companies still are. Here is what each should do now, from FIRA records to bank vs fintech, updated every time RBI clarifies the rules.

Money and Tax

Section 194R: TDS on Free Products and Perks for Freelancers and Creators

A free phone, a hotel stay or a box of skincare from a brand. For freelancers and creators, free doesn’t always mean tax free. Here’s how 10% TDS under Section 194R works once perks cross ₹20,000 a year.

Money and Tax

Section 44ADA for Freelancers: Presumptive Taxation, Limits and Who Can Use It

There’s no payroll team handling tax for freelancers. Section 44ADA simplifies it: if you qualify, 50% of your professional receipts is generally treated as professional income. Here’s who can use it, the ₹50 lakh and ₹75 lakh limits, and how it compares with regular taxation.

Money and Tax

Payment Received but EDPMS Still Open: What Should You Do?

If your foreign payment has arrived but the EDPMS entry is still open, the payment may not yet be matched to the reported export. Here’s what to check next

Money and Tax

What happens after EDF filing?

After EDF filing, the export is recorded in EDPMS and tracked until the corresponding payment is received and matched. Here’s the process in simple terms.

Money and Tax

What is EDPMS? Complete Guide for Service Exporters

EDPMS is RBI’s system for tracking exports and whether the corresponding payments are received. Here’s how it works for service exporters from invoice reporting to closure.

Money and Tax

EDF vs EDPMS :What's the difference?

EDF reports the export. EDPMS tracks what happens after that. Here’s the difference in simple terms.

Money and Tax

How to File EDF for Service Exports: Step-by-Step Guide

A simple step-by-step guide to filing EDF for non-software service exports, from identifying your export invoices to preparing the form and submitting it through your authorized dealer.

Money and Tax

EDF Filing due dates: When do service exporters need to file EDF?

For service exports, EDF is generally due within 30 days from the end of the month in which the invoice was raised. Here’s how the deadline works with simple examples for freelancers, consultants, agencies and other service exporters.

Money and Tax

EDF Form: What Information Is Required and How It Works

The EDF form is used to report export details under India’s foreign exchange framework. Here’s what service exporters need to prepare, how monthly reporting works, and what happens after the form is submitted.

Money and Tax

EDF Filing from 1 October 2026 : Complete Guide for Service Exporters in India

From 1 October 2026, service exporters in India come under a new EDF reporting framework. Here is a simple guide to who needs to file, when EDF is due, how monthly reporting works and what happens after your export is reported.

Money and Tax

What is EDF? Export Declaration Form Explained for Service Exports in India

Understand what EDF means, who needs to file it, when EDF filing is due and what changes for Indian service exporters from 1 October 2026.

Persona

Finance for Event and Wedding Planners in India : GST, Advances, Vendor Payments and Tax (2026) guide

For wedding and event planners, the payment, the event and the place rarely line up. How to handle advances, vendor money that passes through your account, events in other states, cash and tax set-asides.

Money and Tax

When do Freelancers actually need a CA?

When a freelancer genuinely needs a chartered accountant, when you can file taxes yourself, and what to ask before you hire one.

Compare

Excel vs Variabl : Better Alternative for Freelancers in India

Your spreadsheet knows what you invoiced. It doesn't know what came back. What actually breaks when you track invoices in Excel or Google Sheets, and the three cases where staying put is still the right call.

Compare

Zoho Books Alternative for Indian Freelancers (2026)

Zoho Books is genuinely good accounting software, for people who understand ledgers. If you're a freelancer who just wants it handled, here's the honest comparison and where each one actually wins.

Money and Tax

GST-Compliant Invoice Checklist: Fields, Tax Split & Checks

The invoice is the first place your income becomes a record, and everything downstream inherits whatever it said. A working guide to raising invoices that hold up, with four interactive tools: invoice anatomy, a place-of-supply checker, the six-step flow, and the four checks that run before issue.

Persona

Finance for Dietitians and Nutritionists in India : 2026 guide

Packages paid upfront and delivered for months, WhatsApp that never closes, and income split between advice and products. How nutritionists in India track what they actually earn.

Persona

Finance for Video Editors in India : The 2026 Guide

Fixed quotes, endless revisions, clients who pay in three currencies and two months. How solo video editors in India keep track of what they actually earn.

Persona

Finance for Freelance Architects In India : 2026 Guide

Percentage fees on a moving budget, stage payments on someone else's schedule, and consultant money that isn't yours. How independent architects in India track what they actually earn.

Persona

Finances for Freelance Therapists in India : 2026 Guide

therapist income tracking India · private practice accounting India · counsellor taxes India

Money and Tax

Does a Freelancer in Your Profession Need GST? Rules for 25+ Jobs

GST for freelancers in India is a tax on the services you supply, and it becomes mandatory once your aggregate turnover crosses the registration threshold - currently ₹20 lakh a year for services, or ₹10 lakh in special category states. The rate for almost all independent professional work is 18%. What

Learn Variabl Featured

Meet Your Dedicated Chartered Accountant Inside Variabl

A dedicated Chartered Accountant inside Variabl, working from your live invoices and income. WhatsApp them, book a call, and have your GST and ITR filed with a professional's sign-off.

Learn Variabl Featured

Variabl Client Management: Clients, Invoices & Payments in One Place

Who owes you what, what they’ve already paid, and their billing details filled in from a single paste.